Term Insurance Premium Calculator

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Calculate Your Premium

Get instant premium estimates based on your profile and requirements

30 years
₹1 Crore
20 Years

Your Estimated Premium

Based on your profile and requirements

Monthly Premium

₹1,250

Per month

Yearly Premium

₹15,000

Per year

Total Premium

₹3,00,000

For 20 years

* This is an approximate calculation. Actual premium may vary based on final underwriting and insurer's criteria.

💡 Premium Saving Tip

Buying term insurance at age 25 instead of 35 can save you 40-50% on premiums for the same coverage amount!

Insurance Company Claim Settlement Ratio Estimated Premium*
HDFC Life 98.7% ₹1,200/month
ICICI Prudential 97.9% ₹1,280/month
LIC 96.7% ₹1,350/month
SBI Life 95.8% ₹1,310/month

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